Commercial Auto Insurance in North Las Vegas, NV
Running a business often means relying on vehicles, whether it’s a single delivery van or an entire fleet. At EL Sol Insurance, we recognize the importance of your business vehicles to your daily operations. Our team is dedicated to supporting business owners and fleet managers in securing the right commercial auto insurance.
What Is Commercial Auto Insurance?
Unlike personal auto policies, commercial auto insurance addresses potential risks associated with business driving, such as transporting goods, carrying passengers or making service calls. This type of insurance can cover cars, trucks, vans and specialty vehicles owned or leased by your company.
In Nevada, any company that owns or operates vehicles for business purposes must carry liability insurance that meets the state’s minimum requirements. Additionally, most lenders require commercial auto insurance if you finance or lease a vehicle for business use.
What Do Policies Cover?
Commercial auto policies often include a range of financial protections, such as the following:
- Liability coverage for third-party bodily injury and property damage if your driver is at fault in an accident
- Damages for repairs or replacement after a collision, theft or vandalism
- Medical payments if your drivers or passengers get injured
- Financial support for accidents involving at-fault drivers with insufficient insurance
How Much Does Commercial Auto Insurance Cost?
Your premium may vary based on the following:
- The number and types of vehicles you insure
- How your vehicles are used
- The driving records of your employees
- The coverage limits and deductibles you select
- Your business location and claims history
We’re Here to Help
Every business is unique, which is why it’s essential to discuss your specific needs and situation with your insurance provider. Contact us today at EL Sol Insurance to learn more and get a personalized quote.